Your customers pay pangono pangono — and you remember most of it. Most isn't all. GeniYanga keeps every balance, every instalment, and every customer on the record, so nothing walks out unpaid.
Every balance, remembered for you
The problem was never that your customers pay in instalments — pangono pangono is how trade works here. The problem is that the record of who owes what lives in your memory, and memory is the one ledger that quietly leaks. A forgotten balance is a sale you already made and will never be paid for.
The credit book in your head is the one ledger that quietly leaks.
GeniYanga moves that ledger out of your head and onto the till. When a customer takes goods on a deposit, you open a lay-bye against their name — the item is reserved, the balance is logged, and every instalment they bring is recorded against it. Plain credit works the same way: charge it to the customer's account and bill it down as they pay. Cash, Airtel Money, Mpamba, or card, every payment updates the balance the moment it lands.
So when someone walks in, you don't squint and try to remember — you pull up their name and the whole history is there: what they owe, when they last paid, what's still on hold. One screen shows every outstanding balance across the shop, oldest first, so you can nudge the slow ones before a debt becomes a loss. And every step of it — deposit, instalment, final settlement — prints an MRA-compliant receipt.
Stop carrying your debtors in your head.
Put every balance on the record in an afternoon. The next person who pays pangono pangono is one you'll actually remember.
Questions about selling on credit.
Straight answers on lay-bye, balances, and getting the book out of your head.
My customers are used to a paper book — will this slow me down?
Adding a balance is faster than writing it down, and you never lose the page. Pull up the customer, take the deposit, and the running balance is already there next time they walk in.
Can I take part-payments whenever the customer has cash?
Yes. Log any amount, any day. The balance recalculates, the due date stays in view, and the item stays reserved until it's cleared. Cash, mobile money, and card all count.
What if I sell on credit without taking a deposit?
Open an account balance against the customer and bill it down as they pay. Every charge and every payment is timestamped, so the history is never in dispute.
Does a credit sale still produce an MRA receipt?
Yes. Every transaction — deposit, instalment, or final settlement — generates an EIS-ready receipt. Selling on terms doesn't put you outside compliance.